grip — money rails for software that spends

§01 · what grip is

Three primitives. That's the whole product.

No accounts. No KYC for the agent. No "merchant of record" pretending to be a bank. Just programmable money.

Wads

Policy containers. One per agent. dailyCap, perTxCap, allowlist, scope, expiresIn. On-chain. Revocable in one call.

Principal

You. The one DID at the top. Agents act under it; the principal is the only signer with power to fund, raise caps, or revoke. ERC-8004 identity.

Pay

Single call. wad.pay({to, amount}). Within policy → settles in ~2s on Base. Outside policy → bumps to the principal's device for one-tap approval.

§02 · the flow

From npm install to settled tx in four steps.

01 · Install

SDK

One package. TypeScript-first. Works in Node, Edge, Bun, Cloudflare Workers, anywhere your agent runs.

02 · Open

One wad per agent

Each agent gets its own policy container. Set caps and an allowlist of who it can pay. Wads are on-chain — verifiable, revocable.

03 · Spend

Within policy → autonomous

Tx settles in seconds, no human in loop. Outside policy → push to principal's device. Approve with Face ID, kill with one tap.

04 · Watch

Companion app

iOS app + web dashboard. Live ledger, top-ups, approvals. Multi-agent view. Export to CSV. Audit anytime.

§03 · companion app

The principal sees everything.

Every move, every wad, every cap. Built for owners running 5+ agents. Available iOS, Android, web.

01
Live balance, all wads Total USDC across every agent. USD / EUR / JPY equivalents in real time.
02
Top-up: USDC, transfer, card Pix, SEPA, ACH, card, or onchain. Lands as USDC on Base. No gas, no chain to pick.
03
Approvals on your device Agent asks for $350. You see merchant, memo, wad context. One tap approves.
04
Caps, scopes, kill-switch Tighten any wad in seconds. Pause an agent. Revoke if it drifts. The principal is untouched.

grip

principal · lea.base

balance · all wads

USDC 847.32

grip pay · request

Atlas wants $350 — flight GRU→BUE

›

open wads · 3 active

Peppe

$12.40/100

$4.20/25

Atlas

$0/500

recent

all →

↗

spotify

14:22 · via peppe

−$8.00

↗

dune-pro

11:08 · via pi

−$4.40

↙

top-up · pix

09:41 · principal

+$500

balance

activity

wads

settings

§04 · why not stripe

Built for software. Not for stores.

Card rails were designed for humans clicking checkout. Agents need policy, allowlist, programmatic limits, and instant settlement.

	grip	stripe	diy onchain
agent-aware policy	native · openWad()	— manual rules	build from scratch
instant settlement	~2s · base	2–7 days	~2s
approvals to principal	push + face id	—	—
per-tx + daily caps	on-chain · ERC-7715	webhooks + db	contracts to write
allowlist of merchants	yes	—	code it
chargebacks	none · final	120-day window	none
setup time	3 lines · 5 min	days · merchant account	weeks

§05 · pricing

One number. That scales down with you.

No seats. No setup. No minimums. You pay a percentage of what your agents actually spend.

Builder · < $1k / month

1%of agent spend

Pay only when an agent spends. Free until then.

Unlimited wads
Unlimited agents
SDK + API + dashboard
Push approvals
Email + Discord support

no card · use it free until your agents start moving money

Scale · ≥ $1k / month

0.5%of agent spend

Drops automatically once you cross $1k in monthly spend.

Everything in Builder
Multi-user · roles · audit log
SLA + dedicated Slack
Custom allowlist registries
CSV / Quickbooks export

no contract · drop back to 1% if you slow down a month

§06 · honest answers

Things you'll ask before signing up.

Do you hold the money?

No. Funds live in a smart contract on Base, owned by the principal's DID. Grip never has signing keys. If we vanish tomorrow, your USDC is still there — withdrawable to any wallet via the contract.

What chain?

Base mainnet. USDC native. ~$0.0001 gas per tx, ~2s finality. We handle gas — you never see ETH. Multichain (Solana, Arbitrum) on the roadmap.

What about chargebacks?

There aren't any. Onchain is final. This is a feature for agents — no "the customer disputed it 89 days later" — but it means you have to trust your allowlist. Set allowlist tight.

Can the agent drain everything?

No. dailyCap and perTxCap are enforced on-chain. The agent literally cannot spend past them. Anything bigger triggers a push to the principal's device — Face ID required.

Refunds?

Sender → recipient negotiate. Grip gives you the rails and the ledger; we don't mediate. Most use-cases (API credits, subscriptions, bookings) handle this at the merchant layer.

What does "1% of spend" actually mean?

If an agent pays $10 to OpenAI, $10 lands in OpenAI's wallet and Grip charges $0.10 to the principal's wallet. Settled monthly. No surprise minimums.

Do recipients need a Grip account?

No. Recipients get USDC on Base at any address — they can withdraw to fiat via their own off-ramp (Coinbase, Bridge, Circle, BRLA, Lemon, etc). Grip is the sender side.

Audited?

Contracts: audit scheduled with Spearbit (June 2026). SDK: SOC 2 Type II in progress. Reports will be linked from /security as they land.

Money rails for software that spends.

Three primitives. That's the whole product.

Wads

Principal

Pay

From npm install to settled tx in four steps.

SDK

One wad per agent

Within policy → autonomous

Companion app

The principal sees everything.

Built for software. Not for stores.

One number. That scales down with you.

Things you'll ask before signing up.

Three lines of code.
Your agent has a wallet.

Three primitives. That's the whole product.

Wads

Principal

Pay

From npm install to settled tx in four steps.

SDK

One wad per agent

Within policy → autonomous

Companion app

The principal sees everything.

Built for software. Not for stores.

One number. That scales down with you.

Things you'll ask before signing up.

Three lines of code.Your agent has a wallet.

Three lines of code.
Your agent has a wallet.